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Simple Ways to Make Extra Money

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Need a little extra money?

I know there are a million ways to make extra money, but these are a few of the ones we have done to get our debt snowball moving.  I’m usually on the lookout for more, but I have also discovered that time is money, and I have to consider the return on investment. Meaning: is the amount of time I invest worth the money I earn?

It would be easy for me to say that I should do everything that I come across that earns or saves money because we still have debt to pay. I’ll be honest, it is very difficult for me to say no to some money-making and money-saving ventures, but it is necessary. I am, just like all of you, given 24 hours in a day, and I cannot run myself ragged just to save a dollar. Our debt snowball is a marathon, not a sprint, and I need to treat it as such. My time is worth something, and therefore I carefully consider the money making and money saving ventures I partake in.

Below is a list of the things that I have done and am still doing to make extra money. Getting a smartphone changed my ability to deal shop. I think my deal shopping now will pay the additional price per month for my phone. I can’t believe I had a flip phone until December 2015, seriously even the Baby Boomers are more tech savvy than me.

Coupons:

This one ebbs and flows. It depends on how much time I have. We do a lot of grocery shopping at Aldi, which doesn’t take coupons, but prices are so good there you don’t even need them. For more information about how to organize your coupons check out Coupon Clipping for Ordinary Moms.  I do not spend much time organizing or cutting coupons at all, and I do NOT (usually) buy things we don’t need.

Ibotta:

This is super easy to use. Some items you have to scan the item and the receipt and for some items you just scan the receipt. Then once you earn $20 you need to send the money to your PayPal account. The more friends you have on your team, the better, plus you can earn referral bonuses. You refer a friend to save money, and you get money too. Win-Win.

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One Easy Way to Save Money on Diapers and Pull-ups

One of the single largest expenses you will have after welcoming a new baby into your home is diapers. You will find yourself wondering how in the world one little person can go through so many diapers in a single day.

You’ll be amazed at how easy it is to save money on diapers.

There were times that I looked at my daughters and told them (not that they understood a word I was saying) that I was going to take the 25 cents per diaper from their college fund. It was most frustrating when you had just changed them and they dirtied a new diaper before you even finished putting it on.

You will start by buying newborn (or preemie if your baby is born early or just small like Amelia) then onto size 1 and 2 and 3 or even larger. As they get bigger the price per diaper or pull-up increases.

You’ll play the game of how much longer do I have to buy diapers. Okay, I’m going to stock up one last time and then I’m sure they will be fully potty-trained and I won’t need anymore, right?!?

Wrong.

As my girls got older I tried to rationalize with them.

They needed to be potty trained so that we could stop buying diapers and save money for our next vacation. It never worked.

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5 Biggest Challenges to Decluttering and How to Solve Them

You’ve decided to declutter and organize the hardest room in your house. Maybe it’s your basement, maybe it’s your storage closet. For me, it’s the office. This is the room in the house where paperwork goes to die — I mean be filed. Sometimes it feels like the challenges to decluttering outweigh the benefits, but I have solutions.

challenges to decluttering

It’s no secret I love to organize, but that doesn’t mean that everything I have is organized or that all of my spaces are organized. It simply means I love the process of organizing and even more so I LOVE the feeling of being organized.

Ever since I made the move to work from home I knew that our office needed to be organized so that I could be more productive. Hence my 2018 SMART goal.

Now the time has come to begin and I am overwhelmed just like so many of you. In fact, I am having complete paralysis of where to start. I want to help all of us overcome this paralysis and get started on our biggest clutter challenges.

If you, like me, are struggling with where and how to start, it’s okay. You are not alone, even lovers of organization struggle sometimes.

the office: a declutter challenge

How to Overcome the Challenges to Decluttering:

Challenge: I don’t have enough time to devote to complete the project.

Solution: You are not alone. Most of us cannot dedicate an entire weekend to one organization project, and even if you could, you may not want to. The solution is to devote just 15 minutes a day to the project. I know it doesn’t seem like you can get much done in 15 minutes, but you’ll be surprised. Set a timer, turn on some music, and get to work. Stop after 15 minutes and you’ll be amazed at what you can accomplish.

 

Challenge: I don’t have the space to empty everything out of the room to get started.

Solution: You don’t have to. Yes, it does seem ideal to empty out the room and slowly put only the items that you need and/or want back in. However, that’s just not feasible for most of us. Instead, you need to declutter first, which will make it look much messier at first. Then, reassemble the room in sections. Be sure you have your donation station set-up to make this process even easier.

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