Money

Deals After Christmas

Remember those great deals after Halloween. Well, they are back and even better. Now it is time for the deals after Christmas.

Halloween tends to be the preview of what is to come, but there are usually a lot more deals after Christmas.

If you have leftover money from your current year Christmas budget, you can use that to stock up on holiday products for next year. Maybe you have already set up your Christmas budget for the coming year. If you make purchases now for next year, you can easily deduct them from that budget and document what you bought. I guarantee in 11 months you’ll have forgotten what you bought.  We did this last year with LED lights for outside and containers for cookie gift giving. What a great surprise when I discovered the new items we had and that was already paid for and part of the budget!

The best deals after Christmas

So let’s talk deals and what you should be on the lookout for.

The discounts will start right away on December 26. Some stores will be busy with lots of people out seeking these discounts, but they will be more crowded at customer service with returns. (side note: if you have a return try to do it when the store is least busy and definitely not on December 26. Nothing says your return must be done the day after you receive it)

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7 Tips for Black Friday Shopping

Black and Friday

Two simple words that when put together cause much debate.

Whether you like Black Friday or not, you have to admit there are some good deals to be found.

I’m not saying that you “need” these deals, but they do exist.

The key to successful Black Friday shopping is to know what you want and not get sucked into spending on things you don’t need or want.

tips for Black Friday

Worse yet is buying something that isn’t in fact on sale, but retailers lead you to believe is a great sale.  To better help you prepare for Black Friday, I have six tips to make the most of your Black Friday shopping.

You could just go and shop, but following these tips could save you money, headaches and time.

Trust me Black Friday can even be fun, especially when you get free money afterward just for shopping on Black Friday (Ebates, Kohl’s cash, gift cards).

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What To Buy in December To Save Money All Year

Did you know there is one thing you need to buy for yourself in November and December that can save you money all year long?

I bet you didn’t because even the best of bargain shoppers overlook it.

Are you ready for it?

What to buy in December . . .

Gift Cards.

Yes, if you buy gift cards around the holidays you will likely receive free “money.”

Say what?!

Free money that can’t be right Megan.

How does that work?

Well, it’s easy and just requires a little extra cash. If you don’t have it now, plan for next year. You can save up just like you do for your regular Christmas savings.

Start to pay attention to the places you usually go to (i.e. restaurants, spas, car wash, stores).

This is how it usually works:

Chili’s offers you a free $5 gift card if you purchase $25 in gift cards.

Culvers offers you a free value basket if you purchase $25 in gift cards.

Maggiano’s offers you a $20 gift card if you purchase $100 in gift cards.

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Halloween Deals

Did you know there are great deals to be had the day after a holiday?

Yes, the stores immediately mark down items for quick sale. The markdowns typically start 50% and may get as high as 75% or 90% if you are willing to wait.

Everything that is related to that holiday goes on sale.

Halloween deals

As we gear up for several holidays (Halloween, Thanksgiving, Christmas and New Year’s), there will be several opportunities for stocking up on items at discounted prices.

Here is your guide for what you can be stocking up on after Halloween.

Costumes:

If you have children or grandchildren or are a teacher with a dress-up area, you will want to check out the discounted costumes. Target has some great quality costumes that we have bought over the years.  They are great for playing dress up all year long. If you plan to go to Disney World within the next year, it is the perfect time to get character costumes for your children. Last year we bought an Elsa and Belle dress for our daughters. We put them away and surprised the girls before we left. I guarantee we spent far less money buying them after Halloween on discount than if we had bought them in June before our trip.

Halloween deal on costumes

The girls in their dresses at Disney World. Both bought 9 months before our trip for less than $30.

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Save Money on Your Grocery Budget

  • Money

Do you want to save money?

Have you cut back on your budget and feel like there is nowhere else you can save?

What if I told you, you could save hundreds of dollars a month?

If you are like most people, the food portion of your budget is probably a place you can still do some work.

shopping deals

It’s no secret that I’m a frugal shopper, I use coupons, and I try to save money wherever we can. However, no matter how hard I tried, I still struggled with cutting down our food budget.

We do not eat out that much and we menu plan. However for some reason, our food budget has always been a struggle.

We tried so many different things, so when I came across Erin Chase’s Grocery Budget Makeover Course I was intrigued, but skeptical.

I desperately wanted to find ways to cut our food spending down, because I knew it was the last area of our budget that I could control month to month and try to save more. I was skeptical because I knew that we were already pretty frugal and I didn’t know how much new information this course would give me.

We are now saving $50-$150 a month on our food spending thanks to lessons I learned in this course.  That’s $600-$1800/year. Every family is different; you could have even larger savings.Read More »Save Money on Your Grocery Budget