It is not news to anyone who knows me that I LOVE budgets, money and everything to do with organizing finances. Seriously, in another life, I was probably an accountant. I have been the primary budgeter in our family since our first budget together – our wedding budget. I could go on and on about …
‘Tis the season to be jolly, Fa la la la la, la la la.” It is, right? If you don’t have money set aside for Christmas spending, the holidays are NOT quite as jolly. A LOT of money is spent this time of year. Gifts for everyone on your list. Buying Christmas cards. Stamps to …
Don’t be Scrooge: How to Set Up a Christmas Budget That Works Read More »
Layoffs, downsizing, fired, pink slip, RIF. All of these words strike fear for any employee. Working as a state employee in Illinois, these words are thrown around a lot lately. It used to be that a state job was the dream. Job stability, a pension, regular work hours. That’s not the case anymore. For two …
EMERGENCY FUND I know you’ve heard the term before, but do you know what it is, why you need one, and how to start one? An emergency fund is a sum of money that is set aside in your savings account that you only use for (shocker) emergencies. Typically, this amount is $1,000, because …
There are many things that can sabotage a budget. However there is one common budget mistake that is sure to wreak havoc on anyone’s budget. In fact you can spend hours every day creating the best budget the world has ever seen, but if you forget one simple detail your budget is worthless. Here it …
The ONE budget mistake that will sabotage your efforts to save Read More »
Our cars are paid for. They are safe and reliable. They meet the needs of our family. For those reasons we are not in the market to buy a new or even new to us car. I plan to run our cars into the ground with the goal of paying cash for our next cars. …