We may earn money from the purchase of items mentioned in this post.

We are already one-third of the way through 2018. I cannot believe that and neither can our debt snowball. We still owe over $28,000 towards student loan debt – YIKES.

Although the other day when Brian guessed how much we still owed he said $60,000. That made the $28,000 feel much more exciting. He remembers us being stuck at $60,000 for a long time. Perhaps every $30,000 is just a sticking point and we will get over this hump soon and gain momentum through the finish.

For our April budget, we tried something new, and it was not a small change. Brian and I switched roles when it came to budgeting. Be sure to check out how that turned out and how it’s changing our budgeting going forward

This month we didn’t plan for the extra $250 towards our beloved dog, Cookie’s medical bills. They are finally all completed and barring any new illnesses we just had to update our budget going forward to plan for more expensive dog food.

We also had to pay Cassidy’s school registration for next year and the co-pay for Amelia’s surgery. Those were not cheap expenses, but I am glad we have medical insurance and that our kids don’t go to private school. We only have to pay a one-time school registration, which is much better than monthly tuition.

Needless to say this month we did not pay any extra towards student loans, but we did cash flow all of these expenses. That is one reason it is important to us to live below our means. We can cash flow most expenses in a month without dipping into our emergency fund or we can pay extra for the student loan.

Income report from April

Total extra income $ 0

Current outstanding student loan debt $28,200

 

Be sure to check out previous debt snowball updates

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