We may earn money from the purchase of items mentioned in this post.

We’re back from vacation and I’m happy to report that we came in under budget.

It wasn’t much under budget, but at least we didn’t overspend and we had a blast.

family Disney vacation

Is it just me or does August feel like a fresh start to anyone else?

Even though I’m not a student anymore, the start of a new school year always feels like a chance to start all over.

I intend to use this excited, fresh start feeling to motivate us in our debt journey. We are still facing over $32,000 in student loan debt, but our optimistic goal is to be debt-free by December 2018. It is going to take some hard work and sacrifice, but we are motivated.

We successfully made it through the month of July without a visit to urgent care or the doctor. Everyone remained healthy while on vacation and my ankle sprain was handled with minimal cost and no visit to the doctor. Thank you Disney for the free ace bandage, ice packs and motorized scooter rental for the day.

ace bandage and ice packs

As was predicted, July was an expensive month for us because of the three family birthdays. However, nothing was unexpected because we put money in our budget for birthday gifts and having a party. If you haven’t started to think about how you will afford Christmas (only 5 months away) it’s not too late to budget.

We are not predicting much extra towards our debt snowball in August due to back to school spending: clothes, supplies, etc. However, we are gearing up for some serious progress in September. Watch out debt here we come!

So here’s the update for July

Income report from July

Varage Sale                                 $ 87

Storage Locker sales                  $187

Ebates                                        $   2.37



Total extra income                                $276.37


Current outstanding student loan debt        $32,684

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.