13 Fun and Free Activities To Do with Kids When You’re Stuck Inside

It’s cold, it’s dreary, and the days are short. You may be wondering if winter will ever end. Some people like winter; I’m not one of those people.

I don’t hate winter, but I’d be fine if winter only lasted one month. And in that month we enjoyed sunny skies, temperatures not below 30 degrees, the roads were clear for driving, but the fields and hills were covered in perfect white snow that could be used for sledding and building snowmen. It could happen, right?

Alright, so winter in the Midwest is never going to be like that, and with kids underfoot we need to find something to do to entertain them for the long, dreary, and cold days.

Don’t break the bank and make memories to last a lifetime the next time you are stuck inside. Your kids may even be begging to stay inside and play.

13 Fun, Free Indoor Winter Activities for Kids.

Bake or Cook

Have your kids join you in making a special treat or a fancy dinner for the whole family to enjoy. Look through recipe books or search Pinterest together to find something everyone is interested in eating.

Build a tent city

You can do this even if you don’t have kids’ pop-up tents or tunnels. Grab some sheets and chairs and get to work putting them up. It works best if you pick the largest room in the house and create multiple tents. Clothespins or clips of any kind work great for holding the sheets up. If you don’t have those, use heavy books  The bigger the sheet, the better. My kids created an entire room of tents, and the fun lasted a whole week. It only ended because I wanted my living room back.  You’ll be the coolest parent ever if you let them sleep in the tent too!Read More »13 Fun and Free Activities To Do with Kids When You’re Stuck Inside

5 Biggest Challenges to Decluttering and How to Solve Them

You’ve decided to declutter and organize the hardest room in your house. Maybe it’s your basement, maybe it’s your storage closet. For me, it’s the office. This is the room in the house where paperwork goes to die — I mean be filed. Sometimes it feels like the challenges to decluttering outweigh the benefits, but I have solutions.

challenges to decluttering

It’s no secret I love to organize, but that doesn’t mean that everything I have is organized or that all of my spaces are organized. It simply means I love the process of organizing and even more so I LOVE the feeling of being organized.

Ever since I made the move to work from home I knew that our office needed to be organized so that I could be more productive. Hence my 2018 SMART goal.

Now the time has come to begin and I am overwhelmed just like so many of you. In fact, I am having complete paralysis of where to start. I want to help all of us overcome this paralysis and get started on our biggest clutter challenges.

If you, like me, are struggling with where and how to start, it’s okay. You are not alone, even lovers of organization struggle sometimes.

the office: a declutter challenge

How to Overcome the Challenges to Decluttering:

Challenge: I don’t have enough time to devote to complete the project.

Solution: You are not alone. Most of us cannot dedicate an entire weekend to one organization project, and even if you could, you may not want to. The solution is to devote just 15 minutes a day to the project. I know it doesn’t seem like you can get much done in 15 minutes, but you’ll be surprised. Set a timer, turn on some music, and get to work. Stop after 15 minutes and you’ll be amazed at what you can accomplish.

 

Challenge: I don’t have the space to empty everything out of the room to get started.

Solution: You don’t have to. Yes, it does seem ideal to empty out the room and slowly put only the items that you need and/or want back in. However, that’s just not feasible for most of us. Instead, you need to declutter first, which will make it look much messier at first. Then, reassemble the room in sections. Be sure you have your donation station set-up to make this process even easier.

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Teach kids to save money, even if you’re still learning

Kids learn more from what we do than what we say. This is no different when it comes to money management. Modeling good money saving in your own life is the easiest way to teach kids to save money.

It seems that in our world of instant gratification, no one has to wait for anything. Patience is something that adults and children alike don’t get much practice with. You don’t have to wait for commercials on television. You can buy something and have it delivered in a day thanks to Amazon Prime. We are shocked when someone doesn’t respond immediately to our communication since email showed up on phones and text messaging became a thing.

Why in this world of instant gratification would we be shocked that kids are having a hard time learning to save money?

I want my kids to understand money management and I want them to know how to save money.

teach kids to save

There are definitely money decisions I wish I had made differently years ago, but there are far more things that I am thankful I did know about and did wisely.

Even if you are struggling with money management yourself, you can still help your kids learn to save money and overall money management skills.

In fact, watching you learn how to save and pay down debt can be a great lesson for your kids. Our debt snowball started after we had kids and our oldest, Cassidy understands our goal on a basic level. She knows that sometimes we say no to things because we are working on paying down debt. She also knows that nearly 10 years after her dad finished law school we are paying off the money it cost for him to go.

This is and will forever be a lesson in how student loans and student loan interest can impact your life for years to come. His student loan is older than she is!

cassidy counts her money

How to teach kids to save money:

Be open and honest.

Share some of your financial goals – age appropriate. I do not advocate for sharing all of your financial information with your children. This is an important part of explaining money to a child. It is okay to tell your kids they can’t have something at the store, because you don’t have extra money for it. However, you don’t want to share so much that your kids are worried that you don’t have enough money to live. In our family we talk openly about our debt snowball and how we are paying off a student loan. If you can’t afford a family vacation now, but it is a financial goal- share that information.

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2017 Budget Recap & 2018 Financial Goals

financial goals

Happy New Year! This is going to be a great year.

You have to believe it to achieve it, right?

I love the newness and opportunity for a fresh start that a new year brings.

I’m excited for 2018, especially when it comes to our financial goals.

I get a little too excited to do our year in review financial statement. Yes, I know that makes me a huge nerd, but I’m okay with it. If you haven’t done one before be sure to check how and why to do a budget recap every year.

Last year was the first year we recapped our year in this format and also the first year we publicly stated our financial goals.

Our financial goals for 2017 were the following:

  1. Pay $20,000 towards student loan debt  (we paid $8,206)
  2. Average $650 spending or less on food every month (average was $796/month)
  3. Average spending on home supplies and improvement at $75 or less a month. (instead our average was $298/month)

Well we didn’t do so well on those, but it was our first year with such specific financial goals. One thing I will do differently in 2018 is to input the monthly income and expenses on the yearly spreadsheet at the end of each month. This will help us to monitor how we are doing throughout the year rather than just at the end of the year. Similar to how we track our monthly expenses on our everydollar budget throughout the month, rather than just at month’s end.

Annual budget recap sample

Sample year in review budget form. All you have to do is change the expense and income categories to the same ones you use from Everydollar or whatever budgeting system you use.

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How to Completely Organize Your Home in One Year, and not feel overwhelmed

There is no end to organizing.

I know it’s not what you wanted to hear, but it’s the truth.

Just like there is no end to cleaning or laundry or making meals. As long as you live there will always be more to do.

You will find more peace in your life the sooner you accept this as a fact.

While there is no end, it doesn’t mean we can’t strive for more organization in our lives. Says the woman who loves to organize.

organized home in 12 months

For 2018, I have decided to try a new tactic for my organizing so that I don’t feel overwhelmed. I am going to tackle one room/area each month. Some are going to take a lot less time than others, so I will plan those accordingly.

Read More »How to Completely Organize Your Home in One Year, and not feel overwhelmed