What To Buy in December To Save Money All Year

Did you know there is one thing you need to buy for yourself in November and December that can save you money all year long?

I bet you didn’t because even the best of bargain shoppers overlook it.

Are you ready for it?

What to buy in December . . .

Gift Cards.

Yes, if you buy gift cards around the holidays you will likely receive free “money.”

Say what?!

Free money that can’t be right Megan.

How does that work?

Well, it’s easy and just requires a little extra cash. If you don’t have it now, plan for next year. You can save up just like you do for your regular Christmas savings.

Start to pay attention to the places you usually go to (i.e. restaurants, spas, car wash, stores).

This is how it usually works:

Chili’s offers you a free $5 gift card if you purchase $25 in gift cards.

Culvers offers you a free value basket if you purchase $25 in gift cards.

Maggiano’s offers you a $20 gift card if you purchase $100 in gift cards.

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Halloween Deals

Did you know there are great deals to be had the day after a holiday?

Yes, the stores immediately mark down items for quick sale. The markdowns typically start 50% and may get as high as 75% or 90% if you are willing to wait.

Everything that is related to that holiday goes on sale.

Halloween deals

As we gear up for several holidays (Halloween, Thanksgiving, Christmas and New Year’s), there will be several opportunities for stocking up on items at discounted prices.

Here is your guide for what you can be stocking up on after Halloween.

Costumes:

If you have children or grandchildren or are a teacher with a dress-up area, you will want to check out the discounted costumes. Target has some great quality costumes that we have bought over the years.  They are great for playing dress up all year long. If you plan to go to Disney World within the next year, it is the perfect time to get character costumes for your children. Last year we bought an Elsa and Belle dress for our daughters. We put them away and surprised the girls before we left. I guarantee we spent far less money buying them after Halloween on discount than if we had bought them in June before our trip.

Halloween deal on costumes

The girls in their dresses at Disney World. Both bought 9 months before our trip for less than $30.

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Three Simple Solutions for Clutter

Why do you have clutter?

The million dollar question, right?

No, not really.  There is a simple answer.

You have clutter because you put off making decisions and you don’t have good systems in place.

I bet it’s not because you actually like clutter, and if it is then stop reading. You don’t need my help.

Think about it.

That pile of papers and miscellaneous items in your kitchen, what is all that?

I bet it is all papers that you put there because you didn’t know what to do with them.

Maybe some require action be taken, and you didn’t have time to do the action right away. Maybe some you weren’t sure if you should keep and others, well, you simply got distracted. You set them down and never returned to figure out what they were or where they were going.

If you are not a successful minimalist – and I argue some of them still struggle too – you will always have clutter.

It is what and how you deal with the clutter that will determine how messy and unorganized your home is.

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Set Up a Donation and Resale Station

Every home should have a donation and possibly resale station.

Why?

Because every home has excess stuff that needs to be dealt with.

No matter how often we declutter our homes and donate items, it is a never-ending process.

There will always be things your family “outgrows,” whether it is clothes, toys or items around the house. Our tastes and needs change over time.

The sooner you recognize and accept this, the sooner you deal with your household clutter.

You need to set up a donation/resale station in your home.

This is a spot where all items that you are donating or selling (varage sale, Craigslist, LetGo, eBay, etc.) are stored.

Technically, it is probably two separate areas: one for donations and one for items you are selling.

Some of you may decide that it is not worth it for you to sell items and you just want them out of your house as fast as you can. Another factor in determining whether you should have a resale station is the amount of free space you have in your home.

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